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Flowchart

Gateway Flowchart

As mentioned in Gateways 101 payment gateways are an e-Commerce application that acts as a data transfer mechanism for 

E-Commerce Flowchart

Transactions taking place online through a merchants online store can travel all over the world before the result is returned to you in the form of an approval or denial.  Understanding the complex path that a transaction travels can provide insight into the many areas of possible failure.  Use this understanding to your advantage, by not letting the customer slip through your fingers  in the unfortunate case of a declined payment.
 

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